Medi-Cal Eligibility & Nursing Home Care
You might want to think again if you believed Medi-Cal planning meant only meeting strict income and asset limits to qualify for long-term care. Medi-Cal eligibility can be challenging because the criteria are not always clear. You will also need to demonstrate you need the level of care typically provided in a nursing home setting. Health eligibility rules are valid if you apply for nursing home coverage or a Medi-Cal waiver program for coverage in your home or assisted living facility. California has a level of care requirement and criteria to determine if you meet the mandated level of care. ... Read More
Things To Watch For Before Signing That Nursing-Home Contract
Suppose you have a loved one that can no longer make decisions for themselves, and they now need nursing-home care. You are stressed and anxious. The nursing home puts a sixty-page, single-spaced contract in front of you. You wish you could flip straight to the last page and sign then and there, just to get it over with. Do not do this. You could be agreeing to pay, out of your own pocket, many thousands of dollars for your mother’s care by unwittingly executing a "personal guarantee". Try to get your mother admitted, and then, before you sign the contract, ... Read More
