How Outdated IRA Beneficiaries Can Derail Your Estate Plan
Most people assume that once they’ve set up their IRA or 401(k), the hard work is done. But one of the most overlooked estate-planning risks doesn’t involve your will or your trust; it’s the beneficiary designation form you filled out, often decades ago. These types of beneficiary errors are far more common than many realize, and the financial fallout can be significant. We see the consequences of these oversights in our practice on a regular basis. Why the IRA Beneficiary Form Matters More Than You Think Your IRA or 401(k) does not follow your will or trust. Instead, it passes ... Read More
