The Answer to In-Home Senior Care
Geriatric care is a growing and continuously evolving field. A Geriatric Care Manager (GCM) is a person who treats the health conditions of older adults and often provides home care assistance. They are highly skilled advocates and specialists in senior care. A GCM can look after someone in their 60s or 100s, demanding a hyper-personalized approach to ensure that loved ones are adequately cared for. A GCM can also help by providing options, trade-offs, and costs. An initial assessment by a GCM can help navigate complex funding options or uncover unknown resources for senior care. Geriatric Care Managers can provide ... Read More
What is the difference between Medicare and Medi-Cal?
Medicare and Medi-Cal are two different government programs for healthcare. It is important to understand the difference between them. Here, we will discuss how the program benefits differ, how eligibility for each program is established, and discuss some recent news pertaining to each program.Medicare vs. Medi-Cal – What are the program benefits?Medicare is a program administered by the federal government to provide healthcare to certain populations. Original Medicare is divided into Parts A and B.Medicare Part A covers hospital care and a limited period of nursing home care, home health services, and hospice care. Medicare Part A will only cover ... Read More
Should Your Children Pay for Your Health Care?
It’s not news that nursing-care is costing an arm and a leg for Americans and a crisis is looming. Costs can run, on average, over $10,000.00 per month in California. Hundreds of thousands of people presently need that kind of care and the numbers are rising. Ten thousand “baby boomers” a day turn 65, and it’s projected that seven of ten of those people will need long-term care. By astute Long-Term Care estate planning, Botti & Morison Estate Planning Attorneys, Ltd., reduces or eliminates the impact of such phenomenal costs on many families’ life savings. But many others who are ... Read More
Things To Watch For Before Signing That Nursing-Home Contract
Suppose you have a loved one that can no longer make decisions for themselves, and they now need nursing-home care. You are stressed and anxious. The nursing home puts a sixty-page, single-spaced contract in front of you. You wish you could flip straight to the last page and sign then and there, just to get it over with. Do not do this. You could be agreeing to pay, out of your own pocket, many thousands of dollars for your mother’s care by unwittingly executing a "personal guarantee". Try to get your mother admitted, and then, before you sign the contract, ... Read More
Common Medi-Cal Planning Mistakes to Avoid
Due to a growing aging population, more Americans are finding themselves or their loved ones in need of nursing home care. Often, nursing home care is absolutely necessary, but this doesn’t make it any less expensive and many find themselves depleting their life savings paying for care they need. However, there are ways to avoid spending your life savings and still getting the care you need. One of those ways is through Medi-Cal, and with proper planning this program can provide much needed relief during a time when all you should be worried about is the care received. Below are ... Read More
